How to Find and Cancel Subscriptions You Don't Use

Subscription charges are easy to forget about — especially the small ones. A $9.99 streaming service, a $4.99 app, a $12.99 cloud storage plan. Individually they seem small, but together they can add up to $50–$100 or more per month without you realizing it.

The good news is that finding and canceling them is straightforward.

Step 1: Check your bank or credit card statement

The simplest way to find every subscription: look at your bank or credit card statement from the last three months. Look for any recurring charges that happen every month or year. Write them down.

Online banking makes this easier: log in to your bank's website or app, go to your transaction history, and look for charges that repeat each month.

Step 2: Check Apple subscriptions (iPhone/iPad users)

Open Settings → tap your name at the top → tap "Subscriptions." You'll see every subscription currently tied to your Apple ID, sorted by active and expired. To cancel one, tap it and tap "Cancel Subscription."

Step 3: Check Google Play subscriptions (Android users)

Open the Google Play Store app → tap your profile picture in the top right → tap "Payments & Subscriptions" → tap "Subscriptions." You'll see every subscription tied to your Google account.

Step 4: Check PayPal (if you use PayPal)

If you use PayPal to pay for things online: log in to PayPal → tap the Settings gear → tap "Payments" → tap "Manage automatic payments." You'll see every service that has permission to charge your PayPal. Cancel any you don't use.

Step 5: Cancel directly with the service

For subscriptions not listed in any of the above places, go directly to that service's website and look for "Account" or "Billing" settings. Every legitimate subscription service is required to offer an easy cancellation option.

If a service makes it hard to cancel (buried menus, endless pop-ups), you can cancel the payment through your bank or credit card company instead — this is always your right.