Free Tax Help
AARP Tax-Aide and VITA — completely free.
AARP Tax-Aide
- Completely free — no AARP membership required.
- Trained volunteers prepare your taxes.
- In-person and virtual appointments.
- Specializes in seniors and moderate-income taxpayers.
- 5,000+ locations nationwide.
- Available February through April each year.
VITA program
- VITA = Volunteer Income Tax Assistance.
- IRS-sponsored free tax prep.
- Free if income under $67,000 (check current limit).
- Located at libraries, community centers, churches.
- IRS-certified volunteers prepare returns.
- Find location at IRS.gov or call 800-906-9887.
IRS Free File
- File taxes free online at IRS.gov/freefile.
- Free if income under $84,000.
- Guided software — like TurboTax but free.
- 8 partner companies offer free filing.
- Available January through October.
- State return may cost extra — varies.
What to bring to appointment
- Photo ID and Social Security cards for all.
- All W-2, 1099, and SSA-1099 forms.
- 1099-R if you have retirement distributions.
- Prior year tax return if available.
- Bank account info for direct deposit refund.
- Property tax and mortgage interest statements.
Senior tax credits
- Credit for the Elderly and Disabled — check eligibility.
- Higher standard deduction for age 65+.
- Medical expense deduction — lower threshold at 65+.
- State-specific credits — varies by state.
- Trained volunteers know these credits — ask them.
- Many seniors overpay taxes by not claiming these.
How to find help
- AARP Tax-Aide: AARP.org/taxaide or 888-687-2277.
- VITA locator: IRS.gov/VITA or 800-906-9887.
- Or search "VITA tax help near me."
- Schedule early — spots fill up in February.
- Virtual appointment available at many sites.
- Both free — no income limit for AARP.
Stop paying for tax prep
Millions of seniors pay $150–$400 to tax preparers for returns that qualify for free preparation through AARP Tax-Aide or VITA. These programs serve seniors with Social Security income, pensions, investment income, and most common situations. The volunteers are IRS-certified and trained for senior-specific situations. Call to schedule an appointment in January before spots fill.