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    Credit Freeze

    Free fraud blocker.

    What it does

    • Locks your credit report.
    • No new accounts opened in name.
    • Free since 2018.
    • From all 3 bureaus.
    • Best senior fraud protection.
    • Unfreeze when needed.

    Three bureaus

    • Equifax.com.
    • Experian.com.
    • TransUnion.com.
    • Freeze each separately.
    • 30 minutes total.
    • Free.

    Setup each

    • Visit each site.
    • Create account.
    • Verify identity.
    • Click Freeze.
    • Save PIN/password.
    • Done.

    Unfreeze (temporary)

    • Apply for credit?
    • Login to bureau.
    • Lift freeze 1 hour-1 month.
    • Then auto-refreeze.
    • Free.
    • Senior plans ahead.

    Senior wins

    • Equifax breach exposed many.
    • Senior IDs targeted.
    • Block before fraudster acts.
    • Free since 2018.
    • Most powerful fraud tool.
    • Should be default.

    Don't lose PINs

    • Save in password manager.
    • Or print + safe.
    • Need to thaw later.
    • Don't lose.
    • Senior important.
    • Recovery hassle if lost.

    30 min freeze = years of protection

    30 minutes to freeze 3 bureaus = lifetime senior fraud protection. Free since 2018. Block scammers from opening accounts in your name. Thaw temporarily when applying for credit. Best senior identity protection. Don't skip — set it up today.