Credit Freeze
Free fraud blocker.
What it does
- Locks your credit report.
- No new accounts opened in name.
- Free since 2018.
- From all 3 bureaus.
- Best senior fraud protection.
- Unfreeze when needed.
Three bureaus
- Equifax.com.
- Experian.com.
- TransUnion.com.
- Freeze each separately.
- 30 minutes total.
- Free.
Setup each
- Visit each site.
- Create account.
- Verify identity.
- Click Freeze.
- Save PIN/password.
- Done.
Unfreeze (temporary)
- Apply for credit?
- Login to bureau.
- Lift freeze 1 hour-1 month.
- Then auto-refreeze.
- Free.
- Senior plans ahead.
Senior wins
- Equifax breach exposed many.
- Senior IDs targeted.
- Block before fraudster acts.
- Free since 2018.
- Most powerful fraud tool.
- Should be default.
Don't lose PINs
- Save in password manager.
- Or print + safe.
- Need to thaw later.
- Don't lose.
- Senior important.
- Recovery hassle if lost.
30 min freeze = years of protection
30 minutes to freeze 3 bureaus = lifetime senior fraud protection. Free since 2018. Block scammers from opening accounts in your name. Thaw temporarily when applying for credit. Best senior identity protection. Don't skip — set it up today.