Cashback Apps
Get money back on groceries you already buy.
What is Ibotta?
- Free app — earn cashback on grocery purchases.
- Browse offers before shopping.
- Buy qualifying items at any participating store.
- Scan receipt — money credits to your account.
- Cash out via PayPal, Venmo, or gift cards.
- Average user earns $10–$30/month.
How to use Ibotta
- Download Ibotta free from app store.
- Browse offers — pick ones for items you'd buy anyway.
- Shop normally at any participating store.
- Open app, tap "Submit Receipt."
- Photograph receipt — Ibotta scans it.
- Cash credits within 24 hours.
Fetch Rewards — easier alternative
- Free app — scan ANY grocery receipt.
- No browsing offers required first.
- Points on most items, bonus for partner brands.
- Cash out via gift cards (Amazon, Walmart, etc.).
- Simpler than Ibotta — just scan everything.
- Smaller earnings but easier process.
Rakuten — for online shopping
- Cashback on online purchases — Amazon, Macy's, Walmart, etc.
- Install browser extension on computer.
- Pop-up reminds you to activate cashback.
- 2–10% back on most stores.
- Quarterly check or PayPal payment.
- $30 sign-up bonus often available.
Honey — coupon finder
- Free browser extension by PayPal.
- Auto-finds coupon codes at checkout.
- Tries every code — applies the best one.
- Earn Honey Gold on partner sites.
- Works on Amazon, Macy's, Walmart, etc.
- Saves time + money on online orders.
Senior tips
- Don't buy items just because of cashback.
- Stick to brands you already use.
- Ibotta + grocery store loyalty = double savings.
- Combine with senior discount day at Kohl's, etc.
- Cashout monthly — set as a fun "extra" fund.
- Skip if you find apps stressful.
Start with Fetch — it's easiest
Fetch Rewards is the easiest cashback app for seniors because you don't browse offers — just scan every grocery receipt. No thinking required. Earnings are smaller than Ibotta, but the simplicity wins. Once comfortable, try Ibotta for higher earnings on items you'd buy anyway. Both apps free, no commitment, real money back.