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    IRS Direct File

    Free federal tax filing.

    What it is

    • IRS official free filing.
    • Direct from gov.
    • No middleman.
    • Simple returns.
    • Free always.
    • Senior worth using.

    Eligibility 2026

    • 25 states + DC.
    • Wages, Social Security.
    • Standard deduction.
    • Simple itemized.
    • Not for complex (rentals).
    • Senior most qualify.

    Senior wins

    • $0 — vs $50-$200 paid.
    • IRS direct security.
    • No upsells.
    • Plain language.
    • State link too.
    • Senior frugal.

    vs free TurboTax/H&R

    • Free options up-charge.
    • IRS Direct = no upsell.
    • Same forms.
    • Senior recommended.
    • Even simpler.
    • Government trust.

    AARP TaxAide

    • Free in-person help.
    • Trained volunteers.
    • Senior preferred.
    • Library + senior centers.
    • Schedule online.
    • Free.

    VITA

    • Volunteer Income Tax Assistance.
    • Free for low-income.
    • $60k or less.
    • Senior friendly.
    • Trained volunteers.
    • IRS-backed.

    Free senior tax filing — 3 options

    3 free senior tax options: IRS Direct File (online direct), AARP TaxAide (in-person volunteer), VITA (low-income help). $0 saved vs $50-$200 TurboTax. Don't pay if can avoid. Senior-friendly all three. Pick what fits.