IRS Payment Portal

Where to pay

Only at IRS.gov/payments. Anything else = scam.

• Direct Pay — free from bank account.
• Debit/credit card — small fee 1.85-2.95%.
• EFTPS — for businesses + individual estimated.
• IRS2Go app — official mobile app.

Get an IP PIN (free)

1. IRS.gov → "Get an Identity Protection PIN".
2. Verify identity via Login.gov.
3. Get 6-digit PIN.
4. Use when filing tax return — prevents fraud.
5. New PIN issued each year.
6. Best free identity-theft protection for tax fraud.

Payment plans

• Owe more than you can pay? Apply for payment plan online.
• Short-term — pay in 180 days. No fee.
• Long-term — monthly installments. $31 setup fee online.
• Owe under $50K — can apply online directly.
• Always cheaper than IRS levy.
• Penalty interest still accrues — pay extra when possible.

Other free IRS tools

• Where's My Refund — check refund status.
• Get My Payment — past stimulus checks.
• Get Transcript — old tax returns, summary, account.
• IRS Free File — file for free if income under $79K.
• IRS Direct File — new free filing in 25+ states.
• Tax Withholding Estimator — adjust W-4.