Login.gov & ID.me Helper
One sign-in for SSA, IRS, VA, Medicare, and more.
What these are
Two government-approved sign-in services. Instead of a different password for every federal site (Social Security, Medicare, IRS, VA, USAJobs, etc.), you create ONE account and use it everywhere. Both are free and operated under federal contracts.
Login.gov — operated by the General Services Administration. The simpler, government-run option.
ID.me — a private company contracted by the government. Has a stricter "verify your identity with selfie" step for some agencies.
Which one do you need?
- Social Security (SSA): Both work. Login.gov is simpler. Set up at ssa.gov/myaccount.
- IRS (your tax records): ID.me only. irs.gov.
- Medicare: Login.gov works. medicare.gov.
- VA: Both. ID.me is more common. va.gov.
- USAJobs: Login.gov.
- StudentAid.gov: Login.gov.
In short: most people end up with both. Set up Login.gov first since it's used by more agencies and easier.
Setting up Login.gov
- Go to login.gov.
- Click "Create an account".
- Type your email — use one you check daily.
- Pick a password — at least 12 characters.
- Pick how you'll get the second-step code: text message is easiest. Or use the free Authenticator app for stronger security.
- Confirm with the test code they send.
- Done. Now when you visit ssa.gov, medicare.gov, etc., click "Sign in with Login.gov".
Setting up ID.me (more steps — needed for IRS)
- Go to id.me.
- Click "Create an ID.me account".
- Email + password + confirm.
- Choose a second-step code method (text or app).
- Verify your identity — this is the bigger step. You'll need:
- A driver's license, passport, or state ID.
- A working camera on your phone or computer.
- To take a selfie that the system matches to your ID photo.
- If selfie verification fails (common with older phones), you can do a video call with an ID.me agent — takes 5-15 minutes.
- Once verified, your account is ready.
Watch out for fakes
- Always type login.gov or id.me directly — never click a link in an email.
- Real Login.gov and ID.me will never call you, never ask for gift cards, never email you to "verify urgently".
- Watch for typo-domain scams like "logingov.com" or "idme.net" — those are fake.
If you get stuck
Both services have free phone support. Login.gov: 1-844-875-6446. ID.me: open a chat at help.id.me. They're patient with first-time users.