Rocket Money
Find forgotten subscriptions. Cancel them.
What it does
- Connects to your bank securely.
- Lists all recurring charges.
- Catches subscriptions you forgot.
- Cancels unwanted subscriptions for you.
- Negotiates lower bills.
- Average user saves $720/year.
Cost
- Free version — see all subscriptions.
- Premium: $4–$12/month (you set price).
- Premium adds bill negotiation.
- Free version often enough.
- Cancel + save typically pays for premium.
- 30-day free trial.
Setup process
- Download Rocket Money app.
- Create account.
- Securely connect bank/credit card.
- Wait while it scans transactions.
- App lists all recurring charges.
- Tap any to cancel or learn more.
Common forgotten subscriptions
- Magazine subscriptions auto-renewing for years.
- Free trials that became paid.
- Old gym memberships.
- Apps your grandkids signed you up for.
- Cable + streaming services not used.
- Insurance riders + extras.
Bill negotiation
- Premium feature.
- App negotiates with cable, internet, phone bills.
- Often saves $20–$100/month.
- You only pay if savings achieved.
- 40% commission on first year savings.
- Net savings still significant.
Privacy
- Owned by Rocket Companies (large public company).
- Bank-level encryption.
- Read-only access — can't move your money.
- Doesn't sell data per their privacy policy.
- Generally trusted — millions of users.
- Disconnect anytime.
DIY check first — free
If you're uncomfortable connecting bank accounts to apps, manually review last 3 months of bank/credit card statements. Highlight every recurring charge. Cancel what you don't use. Same result, no app needed. Many seniors save $50–$200/month doing this manual review once a year. Or use Rocket Money for the convenience.