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    Romance Scam Defense

    Spot the patterns. Save your heart + money.

    Why seniors targeted

    • Often have savings + retirement.
    • May be lonely after spouse loss.
    • Less familiar with online tactics.
    • Trust people more.
    • $1.3 billion lost yearly (FTC).
    • Average loss: $9,000+.

    Major red flags

    • Falls in love quickly (1–2 weeks).
    • Wants to switch off-app immediately.
    • Refuses video chat — "camera broken."
    • Always traveling, military, doctor abroad.
    • Refuses to meet in person.
    • Photos look professional/model-like.

    The money request

    • Eventually asks for money.
    • "Stuck overseas, need ticket home."
    • "Medical emergency."
    • "Investment opportunity for our future."
    • Cryptocurrency very common now.
    • NEVER send money — it's a scam.

    Verify identity

    • Reverse image search their photos.
    • Use Google Images, TinEye.
    • Stolen photos appear elsewhere online.
    • Insist on video call early.
    • Real people will video chat.
    • Scammers will refuse or stall.

    If you suspect scam

    • Stop all communication immediately.
    • Don't confront — they'll manipulate.
    • Block + report on dating site.
    • Report to FTC.gov.
    • Tell trusted family member.
    • Don't feel ashamed — millions targeted.

    Talk to family

    • Adult children should ask about online dates.
    • Senior should share suspicions with family.
    • Bank may flag wire transfers to scammers.
    • Friends/family can spot what you can't.
    • No shame in being nearly scammed.
    • Trust those who love you.

    Money = scam, every time

    The simplest rule: anyone you've never met in person who asks for money is a scammer. No exceptions. Real partners don't need money from someone they haven't met. Block them and report. Tell family even if embarrassing. The earlier you stop, the less you lose. Many seniors lose retirement savings to these schemes — don't become a statistic.