Auto Bill Pay
Bills paid on time, every time.
1. Bank bill pay
Free with most checking accounts. Schedule monthly bills from one place.
2. Direct from biller
Set up at each company's site. Some give discounts for auto-pay.
3. Credit card auto-pay
Pay the full amount monthly. Avoids interest charges. Set to full balance.
4. Track in calendar
Add bills to phone calendar. Confirm they ran each month.
5. Watch the bank
Set bank alerts for low balance. Avoid overdrafts from auto-pay.
6. Cancel old auto-pays
Cancel cable, subscriptions, gym when you stop. Companies don't do it for you.
Review auto-pays once a year. Easy to forget about subscriptions you no longer need.