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    PayPal

    Pay online without sharing your card.

    1. Sign up

    Free at paypal.com. Link a bank account or credit card.

    2. Pay with PayPal button

    Many websites have one. Click it instead of typing card number. Safer.

    3. Buyer protection

    If item never arrives or is fake, file a dispute. PayPal often refunds you.

    4. Send to family

    Pick Friends and Family option to skip fees when sending to relatives.

    5. Two-step login

    Settings, Security. Add 2-step verification. Stops most break-ins.

    6. Watch for fakes

    If an email asks you to log in to confirm payment, ignore. PayPal email always says your full name.

    Use PayPal for online buys. Use Zelle or Venmo for friends and family.