Retirement Calculators
Plan your retirement income.
1. AARP retirement calculator
Free at aarp.org/retirement-calculator. Simple.
2. Vanguard nest egg
Free at vanguard.com. Models how long savings will last.
3. Schwab retirement calculator
Free. Powerful. Includes Social Security and pension.
4. SSA Quick Calculator
Free at ssa.gov/quickcalc. Estimates Social Security at any starting age.
5. NewRetirement
Most detailed. Free version useful. PlannerPlus $120/year for full features.
6. Try several
Each gives slightly different numbers. Average results give you a clearer picture.
Update calculations once a year. Markets change. Spending changes. Plans should follow.