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    Tax Software

    File taxes online with confidence.

    1. IRS Direct File

    Free if you live in 25 states with simple returns. Best new option for 2025+.

    2. TurboTax Free

    Free for simple W-2s. Anything more — it costs $40-100.

    3. TaxAct

    Cheaper than TurboTax. Most filing types $25-50.

    4. FreeTaxUSA

    Federal always free. State $15. Same forms as the big guys.

    5. AARP Tax-Aide

    Free in-person help for seniors. Volunteers prepare your taxes. Find sites at aarp.org/taxaide.

    6. VITA program

    Free IRS volunteer income tax help if income under $64,000.

    If retired with pension, Social Security, and one IRA, simple software is enough. Skip CPA fees.