Zelle
Bank-to-bank money in minutes.
1. Built into bank apps
Open Chase, BofA, Wells, or other major bank apps. Tap Pay, then Zelle.
2. No fees
Most banks charge nothing. Money arrives in minutes, not days.
3. Send by email or phone
Type the recipient's email or phone. Type amount. Confirm.
4. Confirm name
Zelle shows the receiver's name before you send. Always check spelling first.
5. Cannot reverse
Once sent, gone. Zelle is for known people only — never strangers.
6. Common scam
Caller pretending to be your bank tells you to send Zelle. Real banks never ask.
If unsure, hang up and call the bank from the number on your card.