Snowbird Setup
Winter south. Summer north. Logistics done right.
Mail forwarding
- USPS Premium Forwarding — weekly box of mail. ~$25/wk.
- USPS regular forwarding — free, 12 months max.
- Switch to e-statements before leaving.
- Earth Class Mail — scans + emails everything ($25-100/mo).
- Trusted neighbor — free option for short stays.
Medicare + healthcare
- Original Medicare works nationwide.
- Medicare Advantage often LOCAL ONLY — check network in winter state.
- Get records on patient portal before leaving.
- Find primary care in winter location ahead.
- 3-month medication refills before leaving (most insurers allow).
- CVS/Walgreens nationwide — sync prescription transfers.
Taxes + residency
- Florida, Texas, Tennessee = no state income tax.
- 183-day rule — over half year = resident in that state.
- Keep voter registration, driver's license consistent.
- Consult tax pro before changing residency.
- Property tax — homestead exemption usually 1 state only.
Empty home checklist
- Smart thermostat + leak detectors (Nest, Govee).
- Smart cameras (Ring, Wyze) — check from south.
- Drain pipes if very cold — or set heat to 55°F.
- Stop newspaper, cancel deliveries.
- Trusted neighbor with key.
- Tell local police of vacancy + dates.
- Increase home insurance vacancy coverage.
Tech setup
- Same cell carrier works both states.
- Internet — pause northern service or keep for security cameras.
- Streaming services follow you (Netflix, Hulu nationwide).
- Bring laptop, chargers, backup phone.
- Use VPN if accessing bank from public WiFi.
Best snowbird states
Florida — most snowbirds. No state tax. Arizona — dry heat, golf. Texas — Hill Country, Gulf. South Carolina — beaches, mild. Mexico (Lake Chapala, Puerto Vallarta) — cheaper, growing senior community.