VA Aid + Attendance
$2,400+/mo. Most eligible vets don't apply.
What is it?
- Pension PLUS extra for vets needing care.
- $2,300-2,800/month tax-free typically.
- Couples can get more.
- For wartime veterans (or surviving spouse).
- Helps pay for in-home care, assisted living, nursing home.
- NOT counted as income for Medicaid in most states.
Eligibility
- Veteran served 90+ days active duty (1+ during wartime).
- Honorable / general discharge.
- Wartime periods: WWII, Korea, Vietnam, Gulf War.
- Need help with daily activities (bathing, dressing, etc.).
- OR housebound.
- Income + asset limits (high — $138K assets allowed 2026).
- Surviving spouses of vets also eligible.
Apply
- Form 21-2680 (medical) + Form 21P-527EZ (pension).
- VA.gov or visit local VA office.
- Doctor must complete medical eval.
- Free help: VFW or American Legion service officers.
- Process takes 4-12 months.
- Backpay from application date.
SCAM alert
- NEVER pay anyone to help apply — VA help is FREE.
- Predatory "veterans benefits" advisors charge $$.
- Some push annuity / trust products to qualify (often hurts more than helps).
- Use accredited representatives only.
- VFW + American Legion = FREE + accredited.
- Look up at VA.gov/ogc/accreditation.
Free help applying
- VFW — vfw.org/assistance.
- American Legion — legion.org.
- DAV (Disabled American Veterans) — dav.org.
- State Veterans Affairs — every state has dept.
- County Veteran Service Officer — most counties have free help.
- All FREE accredited representatives.
Other VA benefits often missed
Healthcare — many qualify, never enrolled. Burial benefits — free at national cemetery + headstone. Survivor benefits — DIC for surviving spouses. Property tax exemptions — most states for disabled vets. Apply for ALL — much money goes unclaimed.