Online Will Software
A simple will is better than no will.
Trust & Will
$199 will / $499 trustSenior-friendly UI. Includes power of attorney + healthcare directive. Best support.
Best overall.
LegalZoom
$99-249 will / $279 trustBiggest brand. Optional attorney consultation ($79).
Best name recognition.
FreeWill.com
FREE willTruly free. Funded by charities. Decent quality. Good for simple estates.
Best free.
NoLo Press / Quicken WillMaker
$100-180 softwareBuy software, fill out at home. Most thorough for DIYers.
Best DIY thorough.
A real estate-planning attorney
$500-2,500Custom drafted. Catches state-specific issues. Worth it for $500K+ estates or trusts.
Best for complex.
DIY OK if...
- Estate under $500,000.
- Married, simple — leave everything to spouse, then kids.
- No business ownership.
- No special-needs heirs.
- No second marriage with kids from prior marriage.
- Live in 1 state, no out-of-state property.
Hire an attorney if...
- $1M+ estate, or $500K + complex situation.
- Want a trust (more complex than will).
- Multiple marriages / step-children.
- Special-needs heirs (need a special-needs trust).
- Own a business.
- Out-of-state property (multiple probates).
- Charitable giving plans.
- Concerns about heirs disputing.
What ALL wills must include
- Full legal name of testator (you).
- Statement that this is your "last will and testament".
- Executor name (who handles your affairs).
- List of beneficiaries.
- How assets are split.
- Guardianship for any minor children.
- Signed by you AND 2 witnesses (3 in some states).
- Notarized in most states.
Beyond the will — full estate kit
- Durable Power of Attorney — someone can manage your money if you can't.
- Healthcare Power of Attorney — someone can make medical decisions.
- Living Will / Advance Directive — your wishes if incapacitated.
- HIPAA release — gives family access to medical info.
- Beneficiary forms — for IRA, 401(k), life insurance — these OVERRIDE the will. Update them yearly.
- Digital assets list — passwords, accounts (see /tools/digital-legacy-planner).
Don't put off
If you die without a will, your state writes one for you — and it's rarely what you wanted. Probate without a will costs more, takes longer, and may give your assets to people you wouldn't choose. A simple FreeWill.com document beats nothing.