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    3 min read 4 stepsMay 3, 2026Verified May 2026

    How to Find Your Bank Routing Number and Account Number

    Your routing number and account number are needed for direct deposit, bill pay, and transfers — here's where to find them quickly.

    At a Glance

    Category
    Online Banking
    Difficulty
    Beginner
    Read Time
    3 min read
    Steps
    4
    Topics covered
    routing number
    account number
    direct deposit
    check

    In this guide (4 steps):

    1. 1.Look at the bottom of a check
    2. 2.Find them in your bank's app
    3. 3.Find them on your paper statement
    4. 4.Use the correct routing number
    1

    Look at the bottom of a check

    ~28s
    On any personal check in your checkbook, look at the row of numbers printed at the very bottom. The first 9 digits (usually between two ⑆ symbols) are your routing number. The numbers after that (before the check number on the right) are your account number.

    Quick Tip

    Quick Tip: Take a photo of the bottom of one check and save it in a secure note on your phone for easy reference. Black out the check number but keep the routing and account number visible.

    2

    Find them in your bank's app

    ~15s
    Open your bank's mobile app, log in, and tap on the account (checking or savings). Look for "Account Details," "Account Information," or a small "i" icon. Your routing number and full account number should be listed there.
    3

    Find them on your paper statement

    ~17s
    Your monthly bank statement (paper or PDF) lists your account number near the top, usually next to your name and address. The routing number may also be listed, or you can find it on the bank's website by searching "[Bank Name] routing number" on a trusted search engine.
    4

    Use the correct routing number

    ~16s
    Some banks have different routing numbers for different purposes (one for direct deposit, one for wire transfers) or different numbers by state. When you look up your number, confirm you are using the correct one for your purpose. Your bank's website or customer service can confirm this.

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    Your bank routing number and account number are two sets of numbers that identify your bank and your specific account. You need them when setting up direct deposit, paying a bill by electronic check, wiring money, or linking your bank account to an app.

    The routing number (also called an ABA routing number or RTN) is a 9-digit number that identifies the specific bank. Every bank in the US has one or more routing numbers. Think of it like a ZIP code for your bank.

    Your account number is the number that identifies your personal account at that bank. Account numbers are usually 8-17 digits long and unique to you.

    The easiest place to find both numbers is on a personal check. The numbers printed across the bottom of a check, from left to right, are: the 9-digit routing number, your account number, and the check number. The routing number is always the first group of numbers and is surrounded by special symbols (⑆ or similar).

    If you do not have checks, these numbers are also available in your bank's app or website under "Account Details" or "Account Information." You can also find them on your paper bank statement.

    Keep these numbers private. While knowing your routing and account number alone is not enough to steal your money, it does give someone the ability to attempt to set up unauthorized ACH withdrawals. Treat these numbers like sensitive personal information.

    (Source: Federal Reserve, frbservices.org/financial-services/ach)

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