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    8 min read 6 stepsMay 8, 2026Verified May 2026

    How to Fact-Check What an AI Tells You

    Plain-English steps for checking whether what ChatGPT, Claude, or other AI assistants tell you is actually true, with trusted sources for every topic.

    At a Glance

    Category
    AI Guides
    Difficulty
    Beginner
    Read Time
    8 min read
    Steps
    6
    Topics covered
    ai
    fact-check
    hallucination
    research
    seniors
    trust
    1

    Ask the AI to Show Its Sources

    ~46s
    After an AI gives you an answer, type a follow-up question asking where the information came from. Good prompts include: "What is your source for that?" or "Can you point me to a website where I can read more?" or "Is there an official source that confirms this?" The AI will often list one or more websites, organizations, or documents. Write these down on your notepad. Some AI tools also include links you can click directly. Note that the AI sometimes makes up sources that look real but do not exist, especially for medical or legal questions. That alone is a warning: if the AI cites a study that you cannot find anywhere on the internet, the answer is probably wrong.

    Warning

    Always test the sources by typing them into the address bar of your browser. A made-up source will return a "page not found" error.

    2

    Type the Key Fact Into a Search Engine

    ~48s
    Open a new tab in your web browser by clicking the small plus sign at the top of the window, near the row of open pages. In the address bar, type google.com or bing.com or duckduckgo.com and press Enter. In the search box on the page, type the key fact from the AI answer. For example, if the AI said "Medicare Part B costs $185 per month in 2026," type "medicare part b monthly cost 2026" and press Enter. Look at the first five results. If trustworthy sources like medicare.gov, the Social Security Administration at ssa.gov, or AARP at aarp.org agree with the AI, the answer is probably right. If the same trustworthy sources give a different number, the AI was wrong and you should trust the official source.

    Quick Tip

    Add the year to your search to find current information. "Medicare costs" gives outdated results; "Medicare costs 2026" gives current ones.

    3

    Stick to a Short List of Trusted Sources

    ~42s
    Most facts a senior might ask about have one or two officially trusted sources. For Medicare and Social Security: medicare.gov and ssa.gov. For taxes: irs.gov. For consumer scams and product safety: ftc.gov, cpsc.gov, and reportfraud.ftc.gov. For health: medlineplus.gov, cdc.gov, and your state health department website. For weather and disasters: weather.gov, ready.gov, and your local National Weather Service office. For news: apnews.com, reuters.com, npr.org, and pbs.org. For legal questions: your state attorney general's office, found at naag.org. For drugs and medications: drugs.com, mayoclinic.org, and the FDA at fda.gov. Bookmark these websites in your browser so you can find them again without searching.

    Warning

    Be careful with .com news sites you have never heard of. Many were created in the past five years to spread misinformation. When in doubt, stick to the short list above.

    4

    Cross-Check Dates and Numbers Carefully

    ~52s
    AI assistants often have a training cutoff date, meaning their knowledge stops being current after a certain point. For some AI tools, that cutoff is several months or even a year behind today's date. As a result, anything that has a number that changes over time, like Medicare premiums, Social Security cost-of-living adjustments, tax brackets, or interest rates, may be out of date. Always check the date on any number the AI gives you. If the AI says "As of 2024" or "In 2025," that is your cue to look up the 2026 number on the official website. Phone numbers, addresses, and office hours also change, and an AI may give you last year's information without warning. Never call a phone number the AI gave you without first confirming it on the official website.

    Warning

    Scammers sometimes pay to make their fake phone numbers appear in search results. Always check phone numbers against the official .gov or known organization website, never against a top search result alone.

    5

    Talk to a Human Expert for Important Decisions

    ~56s
    For anything involving money, health, safety, or legal rights, no fact-check by website is a substitute for talking to a real human expert. Call your doctor for medical questions. Call your pharmacist for medication questions. Pharmacists are some of the most accessible health experts in America and most are happy to spend ten minutes on the phone with a senior. Call your bank for banking questions, using the number on the back of your card. Call your local Area Agency on Aging for help with services for seniors. The national hotline is the Eldercare Locator at 1-800-677-1116. For legal questions, your state has a free or low-cost legal hotline for seniors, often called Senior Legal Helpline. Find yours at legalhotlines.org. A real human can ask follow-up questions, check details about your specific situation, and take responsibility for the answer in a way that AI cannot.

    Quick Tip

    Bring the AI answer with you when you visit a real expert. Sometimes the AI raises a good question, and your expert can give the correct answer for your specific case.

    6

    Notice the Five Common Hallucination Patterns

    ~49s
    Over time, you will learn to spot the most common ways AI gets things wrong. First, made-up citations: the AI lists a book, study, or court case that does not exist. Second, mixed-up names: the AI confuses two people with similar names, like two senators or two actors. Third, wrong dates: the AI puts the right event in the wrong year, or the wrong event in the right year. Fourth, oversimplified medical advice: the AI gives a general rule that does not apply to your specific health situation. Fifth, outdated business information: the AI gives a phone number, address, or website that has not been updated. Once you recognize these patterns, you can spot a likely hallucination within seconds and check it before you act on it.

    Quick Tip

    Keep a small notepad of times the AI got something wrong. Over a few months, you will see patterns that help you ask better questions in the future.

    You Did It!

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    Artificial intelligence assistants like ChatGPT, Claude, and Microsoft Copilot are useful but imperfect tools. They are computer programs that read enormous amounts of text from the internet and then guess the most likely next word in any answer. Most of the time their guesses are right. And they sound confident, polite, and well-organized. Sometimes their guesses are wrong, and the wrong answer comes out sounding exactly as confident as the right answer. Computer scientists call this problem hallucination. The AI is not lying on purpose. It has no idea it is wrong. Your job, as the person reading the answer, is to know when to trust it and when to check.

    Fact-checking an AI answer is a habit, like looking both ways before crossing the street. Once you have done it a few times, it becomes second nature. The good news is that fact-checking does not require any technical skills, only knowing where to look. Different kinds of facts have different trusted sources. Medical questions belong to medlineplus.gov or your doctor. Legal questions belong to your state attorney general's website. Tax questions belong to irs.gov. Current events belong to apnews.com or reuters.com. Historical facts belong to encyclopedias and government archives. This guide shows the five-step process that works for any AI answer, plus a list of trusted sources for the most common senior topics.

    When should you fact-check an AI answer? Always, if money, health, safety, or legal rights are involved. Sometimes, if you are curious or sharing the answer with someone else. Rarely, if the answer is harmless and the topic does not matter much, like "What is a fun word for a happy mood?" The bigger the consequences of being wrong, the more important the fact-check. A wrong word in a thank-you note costs nothing. A wrong dose of a medication can land you in the hospital. A wrong phone number for the IRS can lead you to a scam call center pretending to be the government.

    Before you begin, have a notepad and pen handy, along with the AI answer you want to check. Open a fresh tab in your web browser so you can look things up alongside the AI window. Set aside about ten to fifteen minutes for a thorough check on an important answer. If the answer is about something serious, like a medication, a financial decision, or a legal question, also plan to talk to a real human expert before acting on what the AI told you. AI is a starting point for research, not the final word.

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